What are the advantages of online loans? Do you plan to make loans online?

 

As part of our business model online loans do not yet have an advantage. Collect customer data, complete the primary form, of course, is more convenient via the Internet. But the fact that we focus on working with the client - building trust and partnerships - without personal meetings and personal work to a live person is not achieved. At the same time, we understand that more and more customers want to receive the money in the "online" and they are willing to pay for this increased rate. Such clients we consider as potential target audience in the near future and are preparing an interesting offer. Big whether failure rate on loans? And what are the criteria you can refuse a loan?

 

We welcome an average of 80% of applications. We can deny the borrower if he provided little information about yourself or if your account is an extra check. The system can detect anomalies in the data, or customer behavior and the ability to temporarily block a loan to find out why. Also, failure can be obtained if the bank card does not fit the system. We do not accept cards that do not support instant transfer because of the speed the transfer of funds and, consequently, the convenience for the customer.

 

Is it important for your company's credit history of the borrower?

 

Yes, we check the credit history. But the money is given to individuals, even with a bad credit history. Customers can improve your credit rating, having a unique mode of rehabilitation on the site. It turns out that just paying off three loans in this mode, the client corrects his credit history. Happy customers, having this mode often thank us for the help and confidence in them.

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